Impact of Commercial Credit Notes on ITC: Clarifications and Legal Perspective

 

Introduction

In the Goods and Services Tax (GST) regime, the reversal of Input Tax Credit (ITC) is a crucial aspect that businesses must manage carefully. One area that often leads to confusion is the treatment of discounts provided by suppliers through commercial (non-GST) credit notes. These credit notes differ from GST credit notes and have a unique impact on ITC. This article explores the legal provisions, relevant case laws, and practical insights regarding ITC reversal in cases of non-GST credit notes.

 

Understanding Commercial (Non-GST) Credit Notes

Commercial credit notes are issued by suppliers for discounts that are not part of the initial supply agreement or known at the time of supply. Common examples include:

  • Trade discounts for early payments
  • Price protection discounts
  • Bulk quantity discounts
  • Target-based incentives

Unlike GST credit notes, commercial credit notes do not adjust the supplier's output tax liability. As a result, they are considered secondary discounts, which do not affect the taxable value under GST.

 

Legal Framework and Relevant Circulars

As per Section 15(3)(b), a supplier can reduce the value of supply only if the discount is established in the terms of an agreement before or at the time of supply, is linked to specific invoices, and the corresponding ITC is reversed by the recipient.

In order to qualify for deduction of post-supply discount from the transaction value all the following conditions are to be fulfilled by the supplier: -

(i)      Such discount is established in terms of an agreement entered into at or before the time of such supply 

(ii)     Such discount must be specifically linked to relevant invoices; and

(iii)    input tax credit as is attributable to the discount on the basis of document issued by the supplier has been reversed by the recipient of the supply

 

Only after complying with the aforesaid conditions, the supplier can issue a credit note with GST and reduce its output liability. In other cases, where the discount component is not known at the time of supply, such discounts are referred to as secondary discounts. If the transaction does not meet the triple test mentioned above, a commercial (non-GST) credit note should be issued.

 

Circular No. 92/11/2019-GST dated 07.03.2019: Clarification of various doubts related to treatment of sales promotion schemes under GST.

 

This circular clarified on the treatment of sales promotion scheme under GST as

A. Free samples & Gifts,

B. Buy one get one free offer,

C. Discounts including ‘Buy more save more’ offers,

D. Secondary Discounts

 

The relevant extract of above circular i.e. “Secondary Discount” is reproduced as under:

 

i. These are the discounts which are not known at the time of supply or are offered after the supply is already over. For example, M/s A supplies 10000 packets of biscuits to M/s B at Rs. 10/- per packet. Afterwards M/s A re-values it at Rs. 9/- per packet. Subsequently, M/s A issues credit note to M/s B for Rs. 1/- per packet.

 

ii. The provisions of sub-section (1) of section 34 of the said Act provides as under: “Where one or more tax invoices have been issued for supply of any goods or services or both and the taxable value or tax charged in that tax invoice is found to exceed the taxable value or tax payable in respect of such supply, or where the goods supplied are returned by the recipient, or where goods or services or both supplied are found to be deficient, the registered person, who has supplied such goods or services or both, may issue to the recipient one or more credit notes for supplies made in a financial year containing such particulars as may be prescribed.”

 

iii. Representations have been received from the trade and industry that whether credit notes(s) under sub-section (1) of section 34 of the said Act can be issued in such cases even if the conditions laid down in clause (b) of sub-section (3) of section 15 of the said Act are not satisfied. It is hereby clarified that financial / commercial credit note(s) can be issued by the supplier even if the conditions mentioned in clause (b) of sub-section (3) of section 15 of the said Act are not satisfied. In other words, credit note(s) can be issued as a commercial transaction between the two contracting parties.

 

iv. It is further clarified that such secondary discounts shall not be excluded while determining the value of supply as such discounts are not known at the time of supply and the conditions laid down in clause (b) of sub-section (3) of section 15 of the said Act are not satisfied.

 

v. In other words, value of supply shall not include any discount by way of issuance of credit note(s) as explained above in para 2 (D)(iii) or by any other means, except in cases where the provisions contained in clause (b) of sub-section (3) of section 15 of the said Act are satisfied.

 

vi. There is no impact on availability or otherwise of ITC in the hands of supplier in this case.

 

Since the supplier has discharged GST on the whole amount, the buyer is not required to reverse ITC. Here it is pertinent to go through para no.5 of the decision of CESTAT in the case of Brown Craft Industries Ltd. Vs. CCE, Thane-II - 2006 (11) TMI 85 - CESTAT, MUMBAI which is extracted below :

 

"5. After going through the facts and circumstances of the case and on consideration of the grounds cited supra, I am of the view that the contentions raised by the Appellant have substantial force in law. There is no loss to the revenue as far as the payment of duty is concerned by the assessee i.e. supplier of the goods on the proper correct assessable value. If there is a short payment of duty or refund claimed by the assessee supplier or reduction of sale price of the goods, there is some meaning in the action of the department to demand the appellants to reduce or reverse the credit equal to short payment of duty or refund claim. There is no such exercise by the authorities concerned at the suppliers end. Duty is paid on the basis of regular practice which is as per trade practice or on mutual agreement and the trade discounts/cash discounts and other discount are the normal practice, which cannot be quashed by the department as long as they receive the correct quantum of duty, on correct assessable value. Therefore, I am of the confident view that the department cannot direct the appellant to reverse the credit or to disallow the credit as the Appellants had paid the duty and taken credit which is equivalent to duty shown in the invoice issued by the supplier, as such the confirmation of the demand for excess credit is not sustainable and penalty imposed thereof along with interest is not sustainable. Both the authorities had erred in demanding reversal of credit. Therefore, both the impugned orders are to be set aside and the appeal is allowed with consequential."

 

Authority for Advance Ruling, Madhya Pradesh on the application filed by Rajesh Kumar Gupta proprietor of M/s Mahaveer Prasad Mohanlal, Gandhi Ganj, Jabalpur (M.P.) [Case No. 07/2021 order dated 06.01.2022] has held that:

 

o       The applicant can avail the Input Tax Credit of the full GST charged on the invoice of the supply and no proportionate reversal of ITC is required in respect of commercial credit note issued by the supplier for cash discount for early payment of supply invoice (bills) and Incentive/scheme provided without adjustment of GST, if the said discount is not covered under Section 15(3)(b) of CGST Act, 2017 and the said discount is not in terms of prior agreement. This is subject to the conditions that the GST paid for the said goods/service is not reversed or reimbursed / re-credited by the supplier to the applicant in any manner.

 

o       Since the amount received in the form of credit note is actually a discount and not a supply by the applicant to the supplier, no GST is leviable on receiver on cash discount/incentive/scheme offered by the supplier to applicant through credit note against supply without adjustment of GST.

 

o       The ruling is valid subject to the provisions under section 103(2) until and unless declared void under section 104(1) of the GST Act.

 

In summary, businesses must carefully distinguish between GST credit notes and commercial credit notes to avoid unnecessary ITC reversal. The key takeaway is that ITC reversal is not mandatory if the discount is offered through a commercial credit note and the supplier has not reduced their output tax liability.